Partner Offers

If you own a business and have a product, service or special offer you'd like to tell our members about, get in touch! You can advertise with us for free!

Exclusive Offers for MMCU Members - T&Cs Apply.  

• House of Gowns: 10% Discount on Bridal Gowns 

• AXA Insurance: Discover exclusive offers from AXA on Car and Home Insurance tailored for our members. Click the link for details - https://www.axa.ie/promotions/cu/

These exclusive benefits aim to add a little value for members while supporting local businesses within the community. 

Visit www.mountmellickcu.com/partner-offers for full details of each offer. 

Unlike other financial institutions, we believe our members shouldn't have to worry about unexpected (or expected) charges eating into their hard-earned money. We prioritise building trust and long-term relationships with our members, knowing that their financial well-being is the most important thing.

While lots of financial institutions are moving online, we understand the importance of person-to-person services. We also understand the convenience of cash transactions. With us, you get the best of both worlds. You have access to your accounts through our website and app, so you can manage your finances anytime, anywhere. Plus, we have actual people available to assist you five days a week, including Saturdays. We believe in enhancing accessibility without sacrificing the personal touch that sets credit unions apart.

We're open from 9.30am until 5pm on Mondays, Tuesdays & Thursdays, we're closed on Wednesdays,  and we're here until 6pm on Fridays. We are also open from 9.30am to 1pm on Saturdays. Our recently reopened Clonaslee branch is open from 4pm to 4.45pm on Fridays. We are committed to providing a consistent face to face service for all our our members. 

This dividend is paid out from any surplus. The amount is determined by the level of shares you've saved, and whatever surplus income has been allocated for distribution among members at the end of the financial year. This means your saving efforts are consistently recognised and rewarded.

Members receive a partial refund of the loan interest they've paid throughout the year, adding an extra benefit to their borrowing experience. Please ask a staff member for more information. 

As an eligible member, this means you can borrow from your credit union knowing that in the unfortunate event of your passing, your dependents will not be burdened with repaying your loan balance. It's a comforting reassurance we provide to our members, ensuring peace of mind during difficult times.

The insurance benefit that members qualify for is directly correlated with their savings and is influenced by their age at the time of deposit. It's yet another way we reward our members for their commitment to financial responsibility, offering added peace of mind and security as they build their savings.

Members' opinions are crucial in guiding the development of Credit Union products and services that best meet their needs and preferences. 

We are always looking for feedback. Please click here to take our short survey.

Once you have a minimum of €5.00 in your shares, you can apply for a loan. Loan decisions based on your affordability and credit history, not the amount of savings you have with us. Plus, you can apply for a new loan even if you have an existing one, and there are no penalties for early repayment. We offer flexible repayment plans tailored to your circumstances. Our goal is to meet the borrowing needs of as many members as possible, ensuring you have access to funds when you need them most!

Unlike banks, we exist solely to serve our members, not to profit from their needs. Credit Unions are the ethical choice, utilising our members' savings, and income to fund loans for other creditworthy members within the community. We actively support social, cultural, and educational activities in the local community, and provide financial assistance to local groups and clubs whenever possible.